~/scams explained / fake-microsoft-support-call-scam
Fake Microsoft support: the phone call and virus pop-up scam
Scammers pose as staff from “Microsoft” or “Windows support”. They claim your computer is infected and want access to your device and your money.
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How the scam works
- A caller says they are from Microsoft or Windows support and that your computer has been hacked or is full of viruses.
- Or a loud pop-up warning appears on your screen, will not go away and tells you to call a number.
- You are asked to install a remote access program so the “technician” can “fix” the problem.
- With that access the criminals can watch your screen, open your online banking or install malware.
- In the end they demand payment for the “repair” or a “protection plan”, often by card or gift card code.
How to spot it
- You did not expect the call. A genuine company does not phone you out of the blue about your computer.
- A pop-up demands that you call a number immediately and cannot be closed normally.
- You are told to install a remote access program or read out a code.
- There is time pressure: “your data is at risk, act now.”
- They ask for payment by card, bank transfer or gift card code.
What to do now
- Just hang up. You do not owe the caller an explanation.
- Do not call any number shown in a pop-up and do not install anything because a caller tells you to.
- Close the pop-up through the task manager or restart your browser. If needed, switch the computer off.
- Never open your online banking while a stranger is on the phone or watching your screen.
- Tell family and friends about the call so they are warned too.
Already clicked or paid?
- Disconnect the computer from the internet right away and uninstall the remote access program.
- From a different, clean device, change your important passwords, starting with email and online banking.
- Call your bank using the number on your card and have the card and access blocked if needed.
- Have the computer checked or reset by a trustworthy professional.
- Report it to the police and to your consumer protection service.
Frequently asked questions
Does Microsoft really phone private customers?
An unsolicited call about a supposed virus is a typical sign of this scam. The criminals misuse the name of a well-known company.
My screen is locked and a pop-up shows a number. What now?
It is only a web page, not a real alarm from your computer. Close the browser, using the task manager if needed, and do not call the number.
I only spoke to the caller for a moment. Is that a problem?
The conversation alone is usually harmless. It becomes serious if you installed something, gave out details or paid. Then follow the steps under “Already happened”.
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General advice, not legal advice. If you lost money, involve your bank and the police.